How to get to the other side of the debt chasm

Paying off debt doesn’t require a secret formula: 48% of people who’ve done it said they simply stopped spending on their cards, 28% stuck to a budget, and 15% took a side job.

Living debt-free – what is it like
You’ll live a fuller life. A full 60% of people surveyed felt that being in debt prevented them from really enjoying life. Picture what you’d put your energy into when your debts were paid.

You’ll save money. Using 30% or less of your total available credit.
You’ll feel better. Some 62% of people said debt added unwanted emotional stress.
Your first step: Get debt coaching.