Everyday Money

Being in debt can be a stressful experience. 1.    Make a conscious decision to stop borrowing money If you want to get out of debt fast, you have to stop using debt to fund your lifestyle. This means no more financing furniture, no more signing up for credit cards. 2.    Establish a starter Emergency Fund of $1000 You might be wondering, ‘Why is having an emergency fund important’? Well, if you don’t have any...

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Musings & Amusings

What Do Millionaires Know That We Don’t? 5 Surprising Facts About Millionaires Most Millionaires Don't Feel Rich When Spectrem researchers asked people with a net worth between $1 million and $5 million to put themselves on a sliding scale ranging from 0 (poor) to 100 (wealthy), the average response was 63.91 — or just above the middle. In reality, those with at least $1 million are wealthier than about 92 percent of American...

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Who's Counting?

1. "Set out to make a ton of money, and feel perfectly OK about doing that." - Cindy Gallop 2. "Negotiate. Accepting the first offer they make puts you in a weak position from the beginning." - Kate Gardiner 3. "1. Watch the episode of Sex and the City in which Carrie faces the reality of her finances. 2. Repent." - Ruth Ann Harnisch 4. "Budgets help you claim back your power." - Chrysula Winegar 5. " Don't hoard revenue." - Susan McPherson 6....

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Why?

Is This Where You Thought You’d Be? Take the 10-Year Test So much of what we’re fed (be it in the self-help, career or otherwise success-oriented literature) tells us to fixate on the future: Set goals, draw up vision boards; picture yourself five, 10, 20 years from now. In other words, keep your eye on the horizon. There’s an optimism to that, and a danger, too — the temptation to assume that things will be better “when,” or simply better...

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Finance & Investments

Understanding Behavioral Aspects of Financial Planning and Investing People often view financial planning and investing as overwhelming, intimidating, and scary, especially if they must tackle these tasks on their own. They are fearful of making costly mistakes that could influence both their present and future financial well-being. Their trepidation often...

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Womenomics

In a remarkable shift from even a decade ago, the majority of working wives will out-earn their husbands in the next generation. In the majority of U.S. metro areas, single women with no children in their 20s outearned their male peers. In Dallas, for example, a 20-something woman makes $1.18 to a man's $1.  Women dominate today’s colleges and professional schools--for every two men who will receive a B.A. this year, three women will do...

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