Welcome to the Money Maven's Financial Blog

Money Maven Blog by Sheryl Sutherland, Authorised Financial Adviser and Director of The Financial Strategies Group

Recommended Reading

Recommended Reading by Sheryl Sutherland: Girls Just Want to Have Fund$ - Every Women’s Guide to Financial Independence, Money, Money, Money Ain't it Funny - How to Wire your Brain for Wealth, and Smart Money - How to structure your New Zealand business or investments and pay less tax.

The Financial Strategies Group

We think for ourselves and make unique recommendations. We only recommend investments and insurances that are in the best interest of our clients.

The Financial Strategies Group

Most of us spend 40 years working to secure our financial future; the most important investment you can make is to purchase appropriate financial planning advice.

Contact us for a review of your investments and insurances.

Begin to experience the serenity that accompanies financial responsibility and integrity: email sheryl@strategies.co.nz, call 0800 64MONEY or visit our website http://www.strategies.co.nz

Showing posts with label Survey. Show all posts
Showing posts with label Survey. Show all posts

Thursday, 30 October 2008

Everyday Money

Given the daily media barrage of disaster and crisis in the financial world what can you do to ensure your everyday money is structured to build a secure financial future?

Follow in the footsteps of those who have comprehensive financial plans. A recent study by the US Financial Planning Association reported that nearly half of those surveyed felt extremely confident in their financial future, with 30% fairly confident.

Interestingly, in these troubled times more and more investors are looking to financial planners to help them manage their finances. Only around 30% of Kiwis have a financial plan, so if you are one of the 70% who don’t, get thee to a financial planner

Monday, 3 December 2007

Why can we make disastrous decisions in love?


This is your brain on love - more neuroscience!

Her front brain is telling her he's trouble. Look at the facts, it says. He's never made a commitment, he drinks too much, he can't hold down a job.

But her middle brain won't listen. Man, it swoons, he looks great in those jeans, his black hair curls onto his forehead so adorably, and when he drags on a cigarette, he's so bad he's good.

His front brain is lecturing, too: She's flirting with every guy in the place, and she can drink even you under the table, it says. His mid-brain is unresponsive, distracted by her legs, her blouse and her come-hither stare.

Alas, when it comes to choosing mates, smart neurons can make dumb choices. Sure, if the brain's owner is in her 40s and has been around the block a few times, she might grab her bag and scram. If the guy has reached seasoned middle age, he might think twice about that cleavage-baring temptress. Wisdom - at least a little - does come with experience.

But if the objects of desire are in their 20s, all bets are off.

It's a dance that holds many mysteries, to psychologists as well as to the willing participants. Science is just beginning to parse the inner workings of the brain in love, examining the blissful or ruinous fall from a medley of perspectives: neural systems, chemical messengers and the biology of reward.

It was only in 2000 that two London scientists selected 70 people, all in the early sizzle of love, and rolled them into the giant cylinder of a functional magnetic resonance imaging scanner, or FMRI. The images they got are thought to be science's first pictures of the brain in love.

The pictures were a revelation, and others have followed, showing that romantic love is a lot like addiction to alcohol or drugs. The brain is playing a trick, necessary for evolution, by associating something that just happened with pleasure and attributing the feeling to that magnificent specimen right before your eyes.

Somehow, it all comes together, for better or for worse, the sum total of what's found in the mating dance of the ancient reptilian brain, the passion of the limbic brain and the logic of the neocortex; and, if you want to know how this translates into your money behaviour read 'Money, Money, Money Ain't it Funny.'


Thursday, 15 November 2007

Who's counting?

The myth, the math and the sex.

I was intrigued to see that Kiwi women have more casual sex than any other nationality-and more casual sex than men. This fascinated me as I thought the maths was wrong.

The general consensus seems to be that it is men who are promiscuous by nature-spreading their genes far and wide while women are genetically programmed for monogamy.

One recent US survey concluded that men had a median of seven female sex partners; women four. A British survey said that men had 12.7 and women 6.5. But, bear with me here is the problem. It is logically impossible for heterosexual men to have more partners than heterosexual women. Their survey results cannot be correct. What is going on and what is to be believed?

I have toyed with various scenarios to explain this discrepancy. Firstly, the data is self reported, do men exaggerate and women minimise? Are men having a lot of sex with prostitutes when they travel to other countries?

I guess when we have Big Brother checking our sex lives this conundrum will be resolved-until then the surveys are self fulfilling prophecies-except in New Zealand!