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2. "Negotiate. Accepting the first offer they make puts you in a weak position from the beginning." - Kate Gardiner
3. "1. Watch the episode of Sex and the City in which Carrie faces the reality of her finances. 2. Repent." - Ruth Ann Harnisch
4. "Budgets help you claim back your power." - Chrysula Winegar
5. " Don't hoard revenue." - Susan McPherson
6. "Save 10 percent - always." - Carrie Hammer
7. "Using pre-tax dollars can save you thousands of dollars a year." - Allyson Downey * Think KiwiSaver
8. "If you wouldn't buy it at full price, don't buy it just because it's on sale." - Tory Johnson
9. "Set up an automatic transfer to a savings account NOT connected to your everyday bank." - Ali Brown
10. "Don't invest in or buy things or jump on the financial bandwagon that doesn't make sense to you at its core." - Danielle Gelber
11. "Live beneath your means. If you know you can live without a paycheck for six months, your options open up immensely." - Adrian Granzella Larssen
12. "You're responsible for your own life, economically and in every way. Never depend on anyone else." - Leslie Bennetts
1 comments:
I'm no expert and there are no dates on your posts so I don't actually know when this was written but No 7. - ""Using pre-tax dollars can save you thousands of dollars a year." - Allyson Downey * Think KiwiSaver" is a bit misleading. Kiwisaver may be taken out of your gross pay before tax but you are still taxed on the full amount (including the Kiwisaver portion) so it doesn't really count.
I'm interested, are there any pre-tax schemes in NZ that can be contributed to?
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