Why?

Why does the average New-Zealander see their home as a nest egg for retirement. This is fantasy. As a financial planner what I see is when the family home is sold, and a retirement home purchased, the pull of new furniture, whiteware, car and overseas travel is irresistible. In many cases not only has the "nest egg" vanished but funds earmarked for retirement income are utilised. What to do? No matter what your age and stage get yourself to a financial planner.